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Florida ZIP Codes
Gulf County
Port Saint Joe, FL
32456
32456 ZIP Code — Port Saint Joe, FL
Gulf County, Florida
ZIP code 32456 is located in
Port Saint Joe ,
Florida ,
within Gulf County .
It covers approximately 106.22 square miles and serves a population of
7,775 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 850 .
About ZIP code 32456
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $289,000. Owner-occupancy is high at 79%, well above the national average.
The gap between median ($67,922) and mean household income suggests income inequality — a small number of higher earners pull the average up. 49% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.
Educational attainment is near the national average, with 34% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.
Overall, ZIP code 32456 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
32456 ZIP code map
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Cities in ZIP code 32456
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
7,775
Population density
73 / sq mi
State FIPS
12
County FIPS
045
Geography
Land area
106.22 sq mi
Water area
51.71 sq mi
Latitude
29.8410
Longitude
-85.2379
Timezone
Eastern (ET)
Area code
850
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.1%
48.1%
43.4%
$50k – $100k
31.3%
30.0%
30.8%
$100k – $200k
21.4%
17.6%
19.3%
Over $200k
6.3%
4.3%
6.4%
Demographics & statistics
$67,922
Median household income
$289,000
Median home value
$1,293
Median monthly rent
34.4%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,267 16.3%
18 and over 6,508 83.7%
65 and over 2,446 31.5%
Median age 55.9 years
Race & ethnicity
Black or African American
7.2%
Group Count %
White 6,856 87.2%
Black or African American 563 7.2%
Two or more races 303 3.9%
Hispanic or Latino 83 1.1%
Asian 35 0.4%
Other race 16 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.1%
48.1%
43.4%
$50k – $100k
31.3%
30.0%
30.8%
$100k – $200k
21.4%
17.6%
19.3%
Over $200k
6.3%
4.3%
6.4%
Range % of households
Under $10k 4.8%
$10k–$15k 0.6%
$15k–$25k 4.9%
$25k–$35k 6.4%
$35k–$50k 18.5%
$50k–$75k 18.7%
$75k–$100k 13.4%
$100k–$150k 16.3%
$150k–$200k 6.8%
$200k+ 9.5%
Median income $67,922
Housing
Housing overview
Metric Value
Median home value $289,000
Median rent / month $1,293
Owner occupied 78.5%
Renter occupied 21.5%
Vacant 43.2%
Single-family detached 74.6%
Large apartment buildings 3.0%
Mobile homes 6.4%
Median rooms 4.9
Avg household size (owned) 2.11
Year built
Era %
2020 or later 1.8%
2010–2019 22.2%
2000–2009 26.4%
1990–1999 11.6%
1980–1989 12.9%
1970–1979 8.7%
1960–1969 7.5%
1950–1959 5.6%
1940–1949 1.2%
1939 or earlier 2.0%
Bedrooms
Size % of units
No bedroom (studio) 0.1%
1 bedroom 4.9%
2 bedrooms 24.8%
3 bedrooms 55.9%
4 bedrooms 11.5%
5+ bedrooms 2.8%
Vehicles per household
Vehicles % of households
No vehicle 2.8%
1 vehicle 35.3%
2 vehicles 41.1%
3 or more 20.8%
Heating fuel
Fuel type %
Utility gas 22.3%
Electricity 72.1%
Propane / LP gas 3.3%
Wood 0.3%
Solar 0.3%
No fuel used 1.5%
Households & families
Household type Count %
Married-couple family 1,839 51.8%
Cohabiting couple 392 11.0%
Male householder, no spouse 517 14.6%
Female householder, no spouse 803 22.6%
Households with children under 18 896 25.2%
Households with seniors (65+) 1,638 46.1%
Average household size 2.14
Marital status
Status Male Female
Never married 21.1% 17.4%
Married 58.7% 54.9%
Separated 0.7% 0.4%
Widowed 3.2% 10.7%
Divorced 16.3% 16.7%
Education
Some college, no degree
24.1%
Graduate / professional
14.9%
Metric %
HS diploma or higher 94.5%
Bachelor's or higher 34.4%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 228 17.7%
Kindergarten 57 4.4%
Elementary school 539 41.8%
High school 260 20.2%
College / grad school 206 16.0%
Employment
Industry of employment
Education & healthcare
22.8%
Professional & management
12.5%
Arts, food & hospitality
10.0%
Finance & real estate
8.8%
Transportation & utilities
6.0%
Public administration
5.5%
Agriculture & mining
1.7%
Occupation
Category %
Management, business & arts 33.2%
Service 17.9%
Sales & office 26.9%
Natural resources & construction 15.8%
Production & transportation 6.3%
Employment type
Type %
Private sector 74.8%
Government 17.2%
Self-employed 7.4%
Unpaid family workers 0.6%
Commute
Method %
Drive alone 69.9%
Carpool 16.0%
Public transit 0.0%
Walk 1.9%
Work from home 10.5%
Other means 1.6%
Avg commute (minutes) 18.7
Poverty
Married-couple families
2.5%
Female-led households
29.4%
Income support
Source % of households
Social Security 49.2%
Retirement income 44.3%
Supplemental Security 3.8%
Cash public assistance 3.2%
Food stamps / SNAP 11.9%
Health indicators
Condition %
Obesity 31.1%
High blood pressure 41.0%
High cholesterol 36.4%
Diabetes 12.3%
Heart disease 8.4%
Stroke 4.0%
Asthma 8.6%
Arthritis 30.0%
Kidney disease 3.6%
Pulmonary disease 9.3%
Cancer 8.9%
Behavior / access %
Smoking 17.7%
Binge drinking 14.0%
No physical activity 25.3%
Less than 7 hrs sleep 31.0%
Depression 18.8%
Fair or poor health 17.0%
Poor mental health 14.2%
Poor physical health 12.3%
No health insurance 17.5%
Visited doctor (checkup) 79.3%
Visited dentist 59.7%
Cholesterol screening 92.7%
Teeth loss 14.8%
Veterans & disability
Veterans Count %
Civilian veterans 907 14.0%
Disability %
Any disability 20.3%
Under 18 2.7%
18–64 years 19.3%
65 and over 31.7%
Health insurance coverage
Type %
Private insurance 66.5%
Public insurance 48.7%
No insurance 8.3%
Uninsured under 19 3.5%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 7,348 94.5%
Spanish 87 1.2%
Other Indo-European 52 0.7%
Asian & Pacific Islander 12 0.2%
Other languages 11 0.1%
Place of birth & citizenship
Origin Count %
Native born (US) 7,502 96.5%
Born in same state 7,473 96.1%
Born in different state 3,398 43.7%
Foreign born 29 0.4%
Naturalized citizen 273 3.5%
Not a US citizen 167 61.2%
Ancestry
Ancestry Count %
French 1,059 13.6%
Italian 710 9.1%
Arab 628 8.1%
Polish 71 0.9%
Ancestry Count %
English 48 0.6%
Dutch 20 0.3%
Irish 19 0.2%
German 10 0.1%
Technology access
Metric % of households
Computer access 45.7%
Internet access 93.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 32456
What city is ZIP code 32456 in?
ZIP code 32456 is primarily assigned to Port Saint Joe, Florida.
What county is ZIP code 32456 in?
ZIP code 32456 falls within Gulf County, Florida.
Does ZIP code 32456 have an older population?
32% of residents in ZIP code 32456 are 65 or older, above the national average of ~17%.
Does ZIP code 32456 have a large retiree population?
49% of households in ZIP code 32456 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 32456 have a large veteran population?
14% of civilians in ZIP code 32456 are veterans, above the national average of ~7%.
What is the population of ZIP code 32456?
ZIP code 32456 has an estimated population of 7,775 residents, with a density of 73 people per square mile.
What timezone is ZIP code 32456 in?
ZIP code 32456 observes the CST timezone.
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